Loans Management System
Monitor your loan originations may it be from as small as a micro-financing company to a large-scale real estate development with ITC LMS. Aimed to support collection officers to business owners, the LMS application certifies correct information is used for every process of loan monitoring.
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FEATURES
- An application Dashboard which shows summary of all closely monitored information.
- Embedded Property Management System that allows the company to add several real estate projects, units under these projects; specific details for each unit; monitor status of the properties real time.
- Supports In-House and Pagibig – HDMF Loans.
- Supports amortization for Equity and Down payment loans, with automatic generation of amortization schedule based on defined parameters.
- Automatic computation of penalties as defined.
- Supports PDC (Post-Dated Check) management, with automatic generation of PDCs from a given check series.
- Provides a facility to easily monitor Collections.
- Supports custom-defined loan aging and grace period.
- Can also be applied to leased properties.
- The use of Apply Loan Wizard to easily create loans in a few very easy steps.
- With a calendar of holidays with option to automatically wave penalties on these defined dates.
- Supports several user levels and restrictions.
- A holistic Client Loan Profile which provides a summarized data of a client’s loan – consisting of:
- Provides a Calculator tool that helps in computing monthly amortization cost given specific parameters (e.g. terms, interest rate) – which can be helpful for clients in assessing their finances.
- A facility that helps collectors to efficiently monitor their borrowers’ activities with the use of Loan Notes and Loan Documents.
- Loan Restructuring
- Pre-Termination of Loan
- Viewable Loan Archive
- Can be integrated to your present accounting system.
- Availability of audit trail.
- With integrated reports.